Girl Child Wealth Goal
Sukanya Samriddhi Yojana (SSY) Calculator
Compute guaranteed maturity corpus for your daughter's higher education and marriage goals under SSY rules.
₹1,00,000
₹250 (Min)₹1,50,000 (Max 80C)
1 Years
0 (Infant)10 Years (Max Entry Age)
8.2%
Maturity at Age 22
Expected Maturity Corpus
₹47,88,079
Total Investment (15 Yrs)₹15,00,000
Total Interest Earned+₹32,88,079
Maturity Period21 Years
💡 EEE Tax Status: Interest earned and maturity proceeds are 100% tax-free under Section 80C.
How Sukanya Samriddhi Yojana Works
SSY is a government-backed savings initiative specifically designed for the financial security of a girl child. It currently offers one of the highest guaranteed, tax-free interest rates among Indian small savings schemes.
SSY Investment Rules:
- Rule of the 10th: Interest for the month is applied on the lowest balance between the 10th and the end of the month.
- Deposit Tenure: You only need to deposit funds for the first 15 years; the account continues earning interest until full maturity at 21 years.
- Withdrawal: Partial withdrawals up to 50% are allowed for higher education once the child reaches age 18.